Callaghans

About You

Life Stages

Callaghans understands that everyone's circumstances are different and what applies to one person may not be right for the next. The life stage you are in will have a strong bearing on your financial priorities.

Pre-family

Pre-family

The financial choices you make in your twenties and thirties will impact your future financial freedom.

Young Family

With all the excitement of the new little ones running around, now is the time to think about planning for the future for your family.

Older Family

At this stage you may have high income, a reduced mortgage and moderate financial commitments. This is the time to start looking at accumulating your wealth.

Children left home

The children have left home and you are thinking of new interests, hobbies and travel. You also may be considering downsizing the family home.

Approaching Retirement

At this stage you may still be working, looking at transitioning to retirement and have small financial commitments.

Retirement

At this stage you will be focusing on ensuring that your money lasts, and that you get to support your new lifestyle choices.

Service Packages

Callaghans believe you should receive financial planning advice which is independent and tailored to your specific financial needs rather than generic advice. Hence we offer different packages matched to the complexity of your situation and level of service required.

1

Platinum
Package

Callaghans offers a Platinum service for clients who wish to establish a Self Managed Super Fund. Our authorised financial adviser will completely establish and manage the investment portfolio of the SMSF.

2

Gold
Package

Callaghans offers a Gold service for clients who wish to implement various financial strategies and investment portfolios. In general the service to these clients consists of a personal financial structure which is more complex.

3

Silver
Package

Callaghans offers a Silver service for clients who wish to implement a single financial strategy. Our authorised financial planner works closely with you to reach your financial goals, helping you build and monitor your investment portfolio.

4

Wealth
Accumulators

Callaghans offers a Wealth Accumulators service for younger clients who are in the wealth accumulation phase of their life. This service is important in helping set goals, possibly factor in young children's expenses and implement wealth protection plans.